Anthem Blue Cross Blue Shield is one of the oldest and most respected health insurance companies in the United States. Here are some reviews and testimonials from Anthem Blue Cross Blue Shield health insurance members about their health insurance plans. If you have any questions about Anthem BCBS as to the differences between policies or what policies are available in your state, you can call toll free 1-877-698-6645 to speak with a health insurance specialist who will be able to answer any questions you may have.
Anthem currently holds an "A" (Excellent) AM Best Rating. The Anthem Blue Cross Blue Shield name is divided into several subsidiaries. The WellPoint name is often associated with the Anthem brand. WellPoint was formed in 2004 when Anthem and WellPoint Health Networks merged. The WellPoint company is publicly traded under the ticker WLP.
WellPoint companies include:
Family Health insurance review Anthem Ohio
My health insurance company is Anthem. I get it through the my pension plan, where I live in the state of Ohio. My husband worked at the car plant. He passed away several years ago and I am his widow. I am the only one on the plan.
The premium payments are on average $170. They are taken directly out of my monthly pension allowance. This is handy. The amount is a bit high. However, the insurance is greatly needed. It covers both health and prescription costs. The insurance pays more if I visit their preferred providers, also known as PPOs. This is a wide range of doctors, hospitals and pharmacies. Luckily, all of the doctors I have wanted to visit have been covered under this plan. Currently, all of the hospitals are now under this plan since the merger of our local hospital with a bigger chain of hospitals had taken place.
My health insurance plan is with Anthem, which is part of the Blue Cross and Blue Shield of Indiana. I signed up with Anthem when I began working at an Indiana university, which gives employees a menu of three choices – a high deductible plan, a standard plan or the premier plan. I chose the premier plan because of its relatively low deductible of $500 and its low annual out-of-pocket cost of $2,000. This plan costs me a little more each month, but when I weighed the costs of the monthly premiums against those for the other plans, I decided this plan was best for my circumstances.Read more: Anthem Blue Cross Blue Shield Review from Indiana
Just last year, my husband and I were married at 18. Starting out as an 18 year old wife, I had no idea what to expect when it came to health care except that neither of us received it as a benefit through work and so I was SOL. After doing some research on private health insurance, as that was the only option we had, I finally settled on Anthem Blue Cross Blue Shield, which was the Colorado branch of the health care my parents had always had. There were only two people on the policy: my husband and I, both of us 18 at the time.Read more: Blue Cross Blue Shield Colorado: Anthem Healthcare Review
I believe having health insurance is very important to every family even if it is not the best. My family currently has Anthem Blue Cross of California SmartSense 1500 and Share 3500 (for myself for maternity). My husband is employed and this how we have our insurance we currently pay $45.00 dollars every two weeks automatically out of each paycheck. After reviewing my plan, I don't believe this is a bad rate. So far we have one complaints which is the high deductible we have to meet for each one of us. My deductible is $3500 and the coinsurance is 20%, sometimes this is hard to do cause we rarely go the doctor so its like not really having any insurance to help out unless it is very serious situation such as maybe a surgery.Read more: Anthem Blue Cross California Review
My family has been with Anthem Blue Cross Blue Shield of CO for nearly 20 years. During the last 5 years we've had the Anthem Lumenos HSA plan with a $3000 deductible. We have used the medical insurance for bringing two newborns into this world, a major surgery, the care of our second child, as well as routine office visits, x-rays, and so forth. There has never been one time that any of us have regretted being with this company, thinking about going with another company, or been discouraged with any of their coverage or services.Read more: Anthem Blue Cross Blue Shield of Colorado Review
At the beginning on my pregnancy, with fraternal twins, my husband was able to get us on with Anthem Blue Cross. We are part of a PPO Plan and live in California. Ever since the conception and delivery of our twins, we have been blessed to be insured with this company. My twins were born seven weeks early and were in the NICU for two weeks. So, they each had their own incubator, oxygen and on a heart monitor. I can only imagine how much Anthem had to pay to keep them alive. My twins were so tiny, under 4 lbs each. If it were not for Anthem and their insurance coverage, I really do not know what the outcome would have been. Anthem Blue Cross allowed me to stay in the hospital with my twins for one week and then I was sent home. This all happened in November 2005 and today my twins are normal, little children, laughing, playing and doing what toddlers do.Read more: Anthem California Health Insurance Review
Our family has the Anthem SmartSense Blue Cross Blue Shield Family Health Insurance Policy and this is our review of this policy. We live in the state of Ohio, and this policy coverage is for my wife and myself and it is administered through my wife's place of business. This plan is a PPO based plan through Anthem Blue Cross/ Blue Shield. My wife pays the insurance premiums through weekly deductions from our checking. It totals $293 and some change per month. The premium breaks down to under $50 a week. All in all, my wife and I feel that this insurance policy is a very good value for the money. Our co-payments are thirty dollars for a regular physician's visit and the same for a specialist. I have a special condition that requires my having to see specialists for my health care, so I utilize the co-pay often, while my wife usually just uses one visit per a year.Read more: Anthem Blue Cross Blue Shield Review from Ohio
I have peace of mind knowing that my spouse and I are covered under the Anthem Blue Cross and Blue Shield Health Insurance policy. If either of us gets sick, I know I will be in good hands. I receive my health insurance through my employer. I pay $170 bi-weekly for an employee and spouse plan. However, my employer has an incentive. If I participate in the health and wellness incentive, which I do, I receive $20 off the price of my insurance premium bi-weekly. There are three different plans to choose from, single, employee and spouse, or family (which includes children under the age of 18, or a child over the age of 18 up to the age of 24, if they are a full-time student).Read more: Anthem Blue Cross and Blue Shield Health Insurance Review