Health Insurance Reviews




Anthem SmartSense Reviews

Anthem Blue Cross Blue ShieldAnthem SmartSense is an excellent medical plan option for individuals and families who are looking for basic and affordable health insurance, through the leading health care provider in the U.S. Anthem SmartSense is offered in various deductibles with the most popular sellers being the 2,500 and 5,000 deductible plans. While higher and lower deductibles are available, the 2,500, 3,500, and 5,000 deductible plans have the most value for the premium. In most state dental coverage can be added to your Anthem SmartSense Plan.


A Review of Anthem SmartSense Benefits

One characteristic of SmartSense is that most plans in most states offer 3 office visits per a person per a year. These office visits are not subject to deductible. However, once you have used your first 3 office visits, you would pay out-of-pocket until the deductible is met. Once the deductible is met you would pay 30% or 50% co-insurance depending on which state you reside in. If you need more than three office visit’s a year, then SmartSense may not be the best option for you.

SmartSense is offered as both a Standard RX and an Upgrade RX. The Standard RX will cover generic medications with either a $15 co-payment or 40% coinsurance, whichever cost is greater. If you need Name Brand medication, then you should look at the SmartSense Upgrade RX. In most states this plan will cover name brand medications for $30 co-payment or 40% coinsurance whichever is great. The name brand medication is also subject to a brand name drug deductible of $250-$500 depending on the state you live in and plan you are applying for.

With Adult and Child Preventive services SmartSense will cover preventive care immediately and pay 100%. This is a great attraction for people of a high net worth who want to not only insure their health but also their assets.



Anthem SmartSense Insurance Frequently Asked Questions

Q: Is Anthem SmartSense better for young people or older people?

A: SmartSense is a great option for both young and old. The members happiest with SmartSense are traditionally very healthy people or people who want core coverage for a very low premium.

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Anthem SmartSense Review from Colorado

For most of my life, my health insurance has been provided by employer group coverage. But now I have a health plan through Anthem for my family, which includes myself, my husband and two small toddlers. The plan is called SmartSense which is more cost efficient and provides more freedom to choose from a variety of doctors and hospitals. With my Anthem plan, I have been able to keep my obstetrician that I have been seeing for five years and my children can keep their pediatrician that they have been seeing since birth.

Read more: Anthem SmartSense Review from Colorado

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For any questions about Anthem SmartSense insurance, deductibles, co-pay, or any other health insurance related questions, please email us at This email address is being protected from spambots. You need JavaScript enabled to view it. . Or you can call us toll free at 1-877-698-6645 to speak with a health insurance specialist who can answer any questions you may have about Anthem SmartSense or any other question about health insurance.

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