Health Insurance Reviews




Mutual of Omaha Medicare Supplement Review from Ohio

I am currently on disability for a very painful and rare disease called Dercum's or Adiposis Dolorosa. I live in Ohio and my medical coverage is through the federal government, Medicare, and my supplemental insurance is through Mutual of Omaha. It is Plan N which is new. My husband works and he has a separate insurance coverage. My coverage with Mutual of Omaha is a PPO and my co-pays are only $20.00 for my PCP and $50.00 for emergency room visits. My husband pays much more which is strange since he is a working, tax-paying citizen. He was recently diagnosed with a very painful rare disease as well. We both deal with more specialists than we do a general practitioner so he pays $40.00 every time he visits his doctors which is about 4 times per month. I see my specialists about twice a month unless I have a surgery scheduled.

I'm also fortunate that my supplemental insurance, Mutual of Omaha, does not carry a high premium, only $88 a month. Then I only pay $96.00 a month for my Medicare, which covers the hospital bed I'm using and other health care equipment needs. My favorite benefit Plan N is that when I use the emergency room I only pay out $50.00. I just love that benefit. One thing I've learned on how to get around the co-pay is to phone in symptoms to my doctor in between visits to avoid having to see her and pay out the co-pay plus the amount not covered in the visits. Also if I've had tests or procedures done in the past I keep a copy of those procedures and results so I can show my other doctors. Why pay for and repeat a test if you already have results?

I do not have vision on my insurance but I found that if I go to a place like Walmart's Vision Center and get the prescription at a lesser fee then I can take it to a place like Eye-mart Express that offers glasses at a reduced priced. I am also fortunate to have dental on my plan whereby my spouse has neither dental or vision. I am one of the fortunate and grateful Americans that has a pretty good coverage which is very important for someone with this chronic disease.

Insert your Mutual Of Omaha Medicare Supplement review here:

Do you have a review of Mutual Of Omaha Medicare Supplement that you would like to submit to be published on our website? Please send it to use at This email address is being protected from spambots. You need JavaScript enabled to view it. . Mutual Of Omaha reviews will be posted as they are submitted.

For any questions about Mutual Of Omaha Medicare Supplement plans, deductibles, co-pay, or any other health insurance related questions, please email us at This email address is being protected from spambots. You need JavaScript enabled to view it. . Or you can call us toll free at 1-877-698-6645 to speak with a health insurance specialist who can answer any questions you may have about Mutual Of Omaha Medicare Supplement insurance or any other question about health insurance.

Scroll Up