Anthem Blue
Cross of California offers Tonik Health Insurance!
Health insurance is a hot topic in the United
States and Anthem Blue Cross of California is a frontrunner in the health
insurance industry. It is estimated that half of the uninsured population
chooses not to have insurance. Surprisingly, the reason is not “It is too
expensive,” but rather “I am not sick.”
Sadly, our recent college graduates make up a
huge portion of this naive group who believe they are invincible and
health insurance is not a necessity. In 2004 Anthem Blue Cross of CA sat
down with the “young invincibles” and worked together in creating a plan that
meets this demographics needs. The end result was
Tonik
Health Insurance. Some of the key Tonik benefits are:
-
Policies that are easy to understand
-
All plans include major Medical, Dental, and
Vision.
-
Flexible PPO (chose your own doctor) with no
co-insurance after deductible.
-
Three simple deductibles to choose from $1500,
$3000, and $5000
-
Co-pays for office visits and drug coverage.
-
Exams: Physicals, OBGYN, Mammograms, and Well
Baby visits not subject to deductible.
With California Tonik plans starting as low as
$79 a month, Anthem Tonik offers comprehensive coverage at an affordable price.
From San Diego to San Francisco and everywhere in between, Tonik is available
throughout the state of California.
Tonik
California Overview:
Anthem Blue Cross of California offers three different
Tonik plans:
1) the Thrill Seeker (Tonik 5000)
2) the Part-time Daredevil (Tonik 3000)
3) the Calculated Risk-taker (Tonik 1500)
What is the
difference between the different Tonik plans in California?
All three California Tonik plans offer the same all-around coverage: preventive,
emergency, prescriptions, eyes, and teeth. The only difference is the monthly
premium, deductible, co-pay, and number of doctor's visits included. The chart
below outlines each plan.
For any questions about Tonik health benefits,
co-pay, or any other questions, please refer to
call toll free
1-877-698-6645 to speak with a licensed health
professional who can answer any questions you may have about Tonik Health
Insurance in California.
California
Tonik Plans Comparison Chart:
| |
Thrill Seeker |
Part-time Daredevil |
Calculated Risk-taker |
| deductible |
$5000 |
$3000 |
$1500 |
| average monthly
cost |
$78-$117 |
$94-$134 |
$129-$189 |
| doctor's visit |
$20 (4 visits/year) |
$30 (4 visits/year) |
$40 (unlimited visits) |
| generic drugs |
$10 |
$10 |
$10 |
| ER visit |
$0 after deductible |
$0 after deductible |
$0 after deductible |
| inpatient hospital |
$0 after deductible |
$0 after deductible |
$0 after deductible |
| dental deductible* |
$25 |
$25 |
$25 |
| cleaning & exams |
$0 |
$0 |
$0 |
|
fillings |
20% |
20% |
20% |
|
vision benefit** |
$150 |
$150 |
$150 |
Apply for Tonik California online