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Tonik Health Insurance Review from Colorado

As a young adult I am a relatively healthy person. I have always opted out of health insurance through my work, figured I could use that money on something I would actually use. I do not get sick or do any major daredevil activities that would cause me serious bodily harm. Then a buddy of mine came down with a cold. He still played hard and the cold turned into pneumonia. He was extremely sick and had to be hospitalized for several days. His final hospital bill was huge! I made the choice to get health insurance then and there. I do not have that kind of money sitting in my bank account.

I chose Tonik Health Insurance. The plans are designed for young people who do not go to the doctor for every little sniffle but want to see a doctor when they are really feeling under the weather. There are three different plans to choose from so I was able to pick the one that is best for me. The plans are based on how often you seek medical care and basically what kind of lifestyle you lead. If you are way into the hardcore extreme sports, there is a plan to cover you. The mellower guys can choose a plan that will ensure they can get a check-up four times a year without a huge doctor bill.

The best part of my Tonik Health Insurance plan is I get some dental coverage. I can visit my dentist twice a year and keep my teeth super clean and healthy. I only have to pay a small co-pay to my dentist at each visit. Vision care is an option I have as well. My peepers are just fine, but I want to make sure they stay that way. If it turns out I need glasses or contacts, the insurance will help cover some of the cost.

The insurance is real, it is a branch of the Blue Cross and Blue Shield insurance giant that has been around for 65 years. The rates are low because this specialized insurance is designed for people between the ages of 19 and 29. The plans cover emergency room visits, surgeries, and prescription medications. There are plenty of doctors within the health network.



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