Tonik Health Insurance
What is
Tonik Health Insurance?
Tonik Health Insurance is a major medical insurance plan offered by Anthem
Blue Cross and Blue Shield. Anthem first introduced Tonik Health Insurance to
provide a simple, yet comprehensive plan covering not only major medical, but
dental and vision as well.
While Anthem Tonik is a health insurance plan often marketed
toward children, college students, or recent college graduates, Tonik plans can be offered
to anyone under the age of sixty-five.
Where is
Tonik Health Insurance offered?
Anthem
Tonik Plans are currently being offered in six states:
TONIK CALIFORNIA (Anthem Blue Cross of
California),
TONIK COLORADO (Anthem Blue Cross and Blue Shield of Colorado),
TONIK CONNECTICUT (Anthem Blue Cross and
Blue Shield of Connecticut),
TONIK GEORGIA (BlueCross and BlueShield of Georgia),
TONIK NEVADA (Anthem Blue Cross and Blue Shield of
Nevada), and
TONIK NEW HAMPSHIRE (Anthem Blue Cross and Blue Shield of New Hampshire).
How do I
learn more about Tonik Health Insurance?
Our Anthem Tonik "Frequently Asked Questions" Section below provides answers to the most frequently asked questions regarding Tonik Health Insurance, and
each state specific link provides all of the particular details
for each state where Anthem Tonik plans are currently available.
You can also call toll free
1-877-698-6645 to speak with
a licensed health agent who will be able to answer any Anthem Tonik related questions
about the different Tonik Health Insurance plans available in your
state.
Who
underwrites Tonik Health Insurance?
Tonik Health Insurance is offered by Anthem Blue Cross and Blue Shield, one of
the largest insurance providers in the world, and the most trusted name in the
insurance industry. Anthem Tonik
is a revolutionary new generation of health insurance for a new generation with
new health insurance needs.
What makes
Tonik Health Insurance different?
Tonik Health Insurance is health insurance, dental insurance, vision insurance,
and generic drug coverage all in one simple affordable plan. The easy online
application takes only about 15 minutes and has immediate approval for
qualifying applicants.
Not only is Tonik Health Insurance complete insurance coverage, but Anthem Tonik also
includes high quality preventive care, office visits, emergency, and hospital
care. With network coverage there is no need for a primary physician, and with
the Blue Cardİ program coverage you are covered nation wide throughout the
United States.
Tonik Health Insurance also has its own dedicated customer
service department. You can speak with a licensed health agent by calling
toll free toll free 1-877-698-6645 for
more information about Anthem Tonik
Where is
Tonik Health Insurance offered?
Tonik Plans are currently being offered in six states:
TONIK CALIFORNIA,
TONIK COLORADO,
TONIK CONNECTICUT,
TONIK GEORGIA,
TONIK NEVADA, and TONIK NEW HAMPSHIRE.
What if
Tonik is not yet available yet in my state?
Tonik Health Insurance is currently only available in the six states
listed above. Other states may offer comparable plans, however plans do
vary from state to state. Follow this link to see
available health insurance plans in your state.
How much
does Tonik Health Insurance cost?
Rates vary from state to state and also depend on which plan you choose. There
are three different plans to choose from, each laid out in simple and clear
language. All three plans offer the same all-around coverage: preventive, emergency,
prescriptions, eyes, and teeth. The only difference is the monthly premium,
deductible, co-pay, and number of doctor's visits included. Simply click
the link for your specific state for more specific information on the plans and
pricing in your state.
Do I pay the
deductible right away?
No, a deductible only comes into play only when you are being treated for
certain conditions or illnesses.
What is a
co-pay?
A co-pay is an amount that you pay for a service. For example with Tonik
you pay either $20, $30, or $40 co-pay for an office visit. When you need
generic drugs you only pay a $10 co-pay.
Do I get to
choose my own doctor?
Yes, you certainly do get to pick your own doctor.
TONIK DOCTOR FINDER
- If you are located in Colorado, Connecticut, Georgia, Nevada, or New
Hampshire, follow this link
and then click on your state to see a list of doctors and health care providers
in your state (the doctor finder will open up in a new window) .
TONIK CALIFORNIA DOCTOR FINDER - If you are located in California, follow this link
for a list of doctors and health care providers in California (the doctor finder will open up in a new
window).
Does Tonik
include prescription drug coverage?
Yes, all Tonik plans cover generic drugs. With Tonik you only pay a $10 co-pay
to fill a generic prescription. Remember Tonik does not offer coverage for brand
name medications. Many pharmaceuticals do have a generic equivalent, but if you
need brand name drug coverage you should call toll free
1-877-698-6645 so an
agent can help match you up with a plan that best fits your needs.
Does Tonik
"lack" any coverage that I should know about?
Tonik plans are similar to most health plans being offered in the United States.
However, Tonik is slightly unique because it does not cover maternity or brand
name drugs. If you need maternity or brand name drug coverage you should call us
directly, 1-877-MY-TONIK so an agent can work with you to find the best plan for
you.
Does it
matter where I purchase my Tonik plan?
No, each state specifically regulates the costs of health insurance. This
is done to ensure every resident pays the same premium. Anthem Blue Cross and
Blue Shield has thousands of authorized brokers and agents who receive
commissions directly from Anthem. No additional charges are passed on to the
consumer. You can either
get a
quote online or by calling
toll free 1-877-698-6645
to speak with a licensed health agent.
How long
does it take for my Tonik application to be approved?
This primarily depends on your health. A clean application with no major health
concerns can be approved almost immediately. If you have recently received
medical treatment your application may take a little longer. If you currently
are receiving medical treatment we recommend calling toll free
1-877-698-6645 before
submitting your Tonik application.
If I sign up
for Tonik am I "locked in" for a certain amount of time?
Absolutely not. There are no minimum contracts. Some people only need a medical
policy for a few months, while others need a plan for many years.
What is the
age requirement to apply to Tonik?
Anyone under the age of 65 can apply for Tonik Health Insurance. If you are over the age of 65
you can call toll free 1-877-698-6645 and we can help you with a Medicare Supplement
product.
Can I read
testimonials from others about Tonik?
Yes, we have a Tonik health
insurance review page where you can read about other people's experience
with Tonik health insurance.
